CYBER INSURANCE:
YOUR DIGITAL SAFETY NET

Our cyber insurance policies cover a range of potential risks, including:

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• Data Breach Costs: Expenses related to managing a data breach, such as investigation, data recovery, legal fees, notification costs, and importantly, covered by cyber insurance, these costs can include providing credit monitoring services for affected customers.

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• Business Interruption: Loss of income and extra expenses incurred due to a cyber event disrupting your business operations, with first party coverage addressing the financial impact on your own operations.

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• Contingent Business Interruption: Loss of income and extra expenses due to a cyber event on a third-party vendor that you rely on to perform your business.

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• Cyber Extortion: Ransom payments and negotiation costs in response to a cyber extortion demand.

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• Legal Defense: Costs associated with legal claims arising from a cyber incident, including settlements and judgments.

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• Network Security Liability: Protection against claims arising from unauthorized access or use of your network, leading to data destruction, theft, or unauthorized disclosure of information, with third party coverage addressing legal liabilities and financial consequences.

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• Privacy Liability: Coverage for claims due to violations of privacy rights or regulations related to personal information, specifically protecting against losses or theft of data containing personally identifiable information (PII).

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• Regulatory Defense and Penalties: Assistance with legal defense costs and coverage for fines and penalties from regulatory actions due to a cyber event.

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• Media Liability: Protection against intellectual property rights infringement, defamation, and slander resulting from your electronic content.

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• Cyber Extortion and Ransomware: Coverage for expenses and payments to malicious actors threatening to damage, release, or prevent access to data.

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• Business Email Compromise (BEC): Coverage for financial loss due to fraudulent instruction directing a transfer of funds.

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• Data Restoration: Costs associated with restoring or recollecting lost or damaged data.

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• Incident Response and Crisis Management: Access to expert services to manage and mitigate a cyber incident, including public relations support and notification expenses.

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• Cyber Events: Coverage for financial losses and remediation costs associated with cyber events, including acts of cyber terrorism, ensuring protection against the compromise, loss, or theft of data and the damage caused by the loss or theft of third-party data.